It's a competitive market. You need to innovate to stay ahead in the game. Let us help you innovate with a cutting-edge LOS, a multitude of lending products, wholesale and retail lending channels, and aggressive rates and terms.
The support you expect, the compensation you deserve.
Get the support you need, access to the lenders that can help, and systems that are easy to use. That's our promise to you. That's what it means to be Innovative.
MLOs love working with Innovative Mortgage Services because we built our model around one idea: you earn it, you keep it.
Focus on building real relationships and closing quality loans without the pressure of production minimums.
Keep what you earn with no artificial ceilings limiting your income potential.
Take home full commission on every deal, giving you complete control over your earnings.
Enjoy a straightforward compensation model that rewards every deal equally — not based on volume brackets.
Experience fast, reliable payouts so your cash flow stays strong and predictable.
With one simple flat fee per loan, you keep the remaining revenue where it belongs: in your pocket.
Adjust the sliders below to learn how much more you can earn by switching to Innovative Mortgage Services. Don't keep leaving money on the table.
Drag the scroll bars to match your business.
All calculations are estimates. At Innovative your compensation is based on your chosen bps, less a $695 flat transaction fee per loan and paid 100% to you. To receive a compensation plan specific to you, please request an information packet.
Innovative offers compensation plans that let MLOs elect — and modify — their compensation every quarter. One flat transaction fee, the balance disbursed straight to you.
For the solo MLO who wants to keep everything they earn.
For team leaders and the MLOs who grow with them.
Real, verified reviews from the MLOs, brokers, and real estate partners who work with Innovative Mortgage.
"I wholeheartedly recommend Innovative Mortgage Services to any MLO and customer seeking a mortgage. Their combination of exptertise, customer service and professionalism is unmatched in the industry."
"As a professional every transaction I've done with Innovative Mortgage I've closed out the deal knowing that their team provided the best customer service they possibly could. Real estate transactions hardly get from A to B without a few hiccups, but their team is ethical, timely, and extremely knowledgeable at what they do. I trust them with my buyers and when it came time to relocate myself, they were the best asset to my family. Gil Barber and Mr. & Mrs. Hilton are real pros in the industry."
"I have been a broker for Innovative for many years and love this company! They are a helpful professional resource, offer a great variety of lenders, they are very responsive to our needs and we get paid fast!!!"
Learn more about our origination platform, commissions, processing, lending, rates, compliance, quality control, reporting, and much more...
Licensed and lending in 25 states — and growing.
You have a multitude of options available for your borrowers'. Write loans on our correspondent channel and choose any combination of borrower fees and yield spread to accomplish collecting the necessary loan revenue. Can't find a product on the correspondent channel? Unlock more options through Innovative's broker channel, with no extra cost or fees attributable to Innovative.
Learn More →Processing companies operate as third-party vendors and must be duly licensed by the state in which they operate. The state of Florida requires processors to execute and file a Declaration of Intent to Engage Solely In Loan Processing.
Learn More →Innovative Mortgage Services supports 100s of MLOs. Below are some of the common questions we are asked before and during the onboarding process.
Learn More →Let us help you innovate. Schedule an interview, request more information, and see exactly how much more you could be taking home.